Finding Affordable Health Insurance in Germany to Work, Study, and Live

Germany boasts a highly praised and well rounded health insurance system that is essentially comprised of three different parts. There is the Public Health Insurance System (GKV), the Private (PKV) and the Expat Health Insurance System. To qualify for either of the three options, you have to meet certain requirements. These can be anything from your visa status,  your job situation, as well as the amount of money you earn.

Regardless, health insurance is absolutely mandatory for all residents of Germany. 

Figuring out your best option is an important task! We’ve put together an article highlighting some of the best insurance options within Germany.

Public Health Insurance

If you are a regular employee earning under €62,550 per year, a student under the age of 30, or an EU citizen that is a freelancer/self-employed then we strongly recommend TK as your health insurance provider.

TK is regularly awarded as the No. 1 healthcare provider in Germany and it is clear why.

A quick, online sign-up process can get you insured within two days. All service and documentation is performed completely in English. And most importantly, it meets all the requirements for a Work Visa, EU Blue Card and the Student Visa.

Students benefit from a reduced price and can expect to pay roughly around €105 euros per month depending on their age. Employees can expect the standard 14.6% of their salary, with half paid by the employer.

Use our sign-up link and get insured today!

For those looking for an alternative, check out Barmers as an equally high-quality provider in Public Health Insurance.

Private Health Insurance

For employees earning a high salary and for freelancers failing to qualify for Public Health Insurance, Private Health Insurance is also a great option to consider.

Ottonova doubles as a private health insurance provider, meeting all the requirements for a Freenlance Visa and providing full support in English 24/7.

Feather’s also has a brokerage service where they play matchmaker with you and a trusted Private Health provider.

In both cases, the cost will be dependent on your overall risk profile in respect to your health. Factors such as how old you are or any existing health conditions.

Expat Health Insurance

Those just recently moved to Germany as a Job Seeker, a Working-Holidayer, Non-EU Citizens who are freelancers/self-employed, MiniJob employees, and German-Language school students do not qualify for the Public Health Insurance system. This leaves Expat Health Insurance as the best option.

Feather’s is an extremely affordable option that meets all visa requirements while providing a high standard of medical care. Everything is also done in English, making it the perfect choice! The monthly fee comes out to just about €70 a month.

Other up-to-standard options to consider are Ottonova and Foyers.

Need Help?

Choosing a suitable insurance provider in Germany is an important choice! It can be overwhelming at times, so feel free to contact us with any questions or consultation needed.

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5 Most Liveable Cities

Here are the top 5 most liveable cities in the world in terms of criteria such as health, education, stability, crime rates, and social development according to the Mercer Quality of Living Survey.

1- Vienna (Austria)

Vienna, the capital of Austria, is the most populous city in the country but also the smallest area. Due to its cultural and architectural heritage, it is now one of the most important tourism cities. But in fact, this city is great for not only to visit but also to live. A systematic functioning transportation network, properly planned living spaces, high levels of education and culture, living conditions make Austria one of the most livable cities in the world.

2- Zurich (Switzerland)

Zurich, the largest city in Switzerland, is a very touristy city. There are many places to visit in Zurich for a tourist such as museums, historical buildings, and natural beauties. What about life? Living here should be really good. Because Zurich is one of the countries that attracts attention with its security. It is also the most developed city in terms of quality of life of the world. The traffic is flowing regularly, it is almost impossible to hear the horn sound.

3- Auckland (New Zealand)

Auckland, a New Zealand city, always ranks first in the list of the world’s most livable cities. Because there is a life far from stressful conditions in this peaceful city. Although it is located in a larger area, you can go to a great beach in 20 minutes wherever you are in the city. You can also go for a walk in a magnificent forest or enjoy your sail. In this city full of calm people, the time flows quite slowly.

4- Munich (Germany)

Munich is a German city that offers people both city life and magnificent nature. Moreover, it is one of the cities with the highest quality of life. This is a peaceful city full of joyful people, and nature life. What makes Munich beautiful to living is also its glorious history.

5- Vancouver (Canada)

One of the dream cities that maintains its innocence despite all the turmoil in the world is Vancouver. Although it is a big city, you can easily find anywhere you want, thanks to its regular streets and roads, and you can easily reach anywhere you want. With its natural beauties, it gives people the chance to live experiences that you cannot live anywhere in the world. It is well-kept, peaceful, and offers people a wonderful public service …

Which city do you think is the best to live?

Here the World’s Most Interesting and Strange Cities

Berlin is one of the most multicultural cities in Germany, and this is also a fact when it comes to the gastronomic scene:

Italian pasta, Greek gyros, Thai curry, and Sudanese broad beans and many others make the gastronomic scene of Berlin very variated.  All the others are to be found all over the city. Therefore, eating out in Berlin is a fantastic experience each time and the good news is that it can suit every pocket. The wide range of options when it comes to restaurants might be confusing for new arrivals but this post is set to present some of the really great places you must visit!

Of course one of the first places to recommend the newcomers to the city is the restaurant in the Television Tower. Beware that in order to be able to enjoy the great view at 203 and 207 meters high, the attentive and friendly staff and delicious food at Sphere, you have to book your table well in advance, especially since it’s a very popular attraction for tourists in Berlin.

Haus Berlin, a charming restaurant located in Friedrichshain offers a delicious choice of specialties from the region of Berlin and Brandenburg as well as many typical dishes from the former German DemocraticRepublic. Their terrace is perfect for having lunch or dinner during warmer days, in direct sight of the Fernsehturm.

A place with history is Alt Berliner Biersalon, where you can let yourself spoiled by the extensive food and drink offer in a traditional ambiance.

If you are looking for a lovely place to dine out in Wedding, then Fünfundsechzig might be a perfect choice. The small but diversified menu selections and the comfortable living room ambiance and the fireplace make it very cozily and romantic.

At Grill Royal, you will find a stunning location directly on the spree river and a real cozy, warm and stylish interior on Friedrichstr. This is the place where people working in fashion and art hang out definitely a must on your list due to its perhaps the best in town steak. Again, make sure you make early reservations!

Nate- Eck, a quaint restaurant with typical old Berlin atmosphere of the early 20th century right next to Unter den Linden. No gastronomic food but you will get a taste of the typical Berlin kitchen or opt for one of the diverse monthly offers and seasonal and regional dishes.

If you are in the mood for sushi, try Pan Asia a very hip restaurant at Rosenthalerstrasse known also for the cool interior, the music they’re playing and the people hanging out there. However, you should know that you are not allowed to take photos there…

Right in the center of the city, on Französischestrasse, the Austrian/French bistro Borchardt is a very fancy but loud and crowded place. It’s worth paying the visit but plan and reserve a table well in advance. It is impossible to find one otherwise, Thorberg’sespecially during festivals or major events in the city.

Restaurant “Knese” is located just a stone’s throw away from Kurfürstendamm, one of the city’s charmingly beautiful spots. The restaurant offers Old-Berlin atmosphere and both Berlin specialties and international specialties.

Another option of eating out in Berlin that you don’t want to miss is Delizie d’Italia in Prenzlauer Berg. Hidden, cosy and with delicious original italian dishes, the restaurant is run by an Italian couple and is visited by lots of celebrities. Good location for a romantic dinner!

Best Thai food in town, a relaxed atmosphere and lots of vegetarian dishes at Good Time. So if you are in Prenzlauer Berg looking for a place to eat just drop by, you won’t be disappointed.

A great place for Austrian cuisine is the opulent Jolesch in Kreuzberg. Opened in 1993, the place which’s name was inspired by Thornberg’s novel has a breakfast salon and a large banquet room, more popular in the evening. The extensive wine list and delicious food complete this fairytale setting.

Katerholzig is a stunning location; which looks like a huge, adventure playground – Berlin style. If you decide to visit their cool restaurant you will definitely not be disappointed by the experience!

A really good no-pizza Italian restaurant in the former west part is Mondo Pazzo. So after a shopping session on Kurfürstendamm avenue you can relax, enjoy a tasty meal and regain your energy in a very pleasant atmosphere, but keep in mind that they don’t accept cred cards yet.

If you are out just for a quick lunch, then this is a short list of recommended places:

• White Trash Fast Food: maybe the best burgers in town, weird live music, rock-trashy interior design – one word: unique experience;
• Monsieur Vuong: fabulous Vietnamese food;
• Kuchi: great for sushi and Asian food close to Kurfürstendamm
• Berliner Currywurst places: Konopke Imbiß (U Eberswalder Straße), Curry 195 (Kurfürstendamm 195);
• Turkish Döner places: Dada Falafel (Linienstraße 132), Falafel Daye (Danziger Str. 24), Imbiß (U Mehringdamm), Mustafas Gemüsekebap (Mehringdamm 32)